Sunday, 27 November 2011
..................About Me............
Hello, everyone!! Nothing special about me.. Just want to share some info about Me b4 u all read my blog..… My name is Siti Shafika Haron and I’ve come from Kuantan, Pahang.. I’m a student of UiTM Bandaraya Melaka and take a course of Insurance.. B4 this, I was ex-Matriculation College in Pahang (KMPh).. Here, I show u a picture of my classmates when I’m in KMPh..
This is the first time I do a ‘blog’..i do not know how to manage and do this blog until I get an assignment to do a ‘blog’..eventhough the first time is so difficult to me, but I take advantage from that..i just think that I can learn a new study from do a blog.. I think that’s all I can share to all readers.. Hopefully all of u are enjoy while reading about me,ok..
Friday, 25 November 2011
……..My Product…
Size = L
Colour = White Pink and Green threads Sulam
Measure of the Shoulder = 38cm / 15inches
Arm's Length = 50cm / 20inches
Size = XL
Colour = White Pink and Green threads Sulam
Measure of the Shoulder = 41cm / 16inci
Arm's Length = 49.5cm / 19.5inci
Size = L
Colour = Purple Pink and Red yarn Sulam
Measure of the shoulder = 38cm / 15inches
Arm’s Length = 50cm / 20inci
Size = XL
Colour = Purple Pink and Red yarn Sulam
Measure of the shoulder = 41cm / 16inches
Arm’s length = 49.5cm / 19.5inches
Size = L
Colour = Green red and green yarn Sulam
Measure of the shoulder = 38cm / 15inci
Arm’s Length = 50cm / 20inci
Size = XL
Colour = Green red and green yarn Sulam
Measure of the shoulder = 41cm / 16inches
Arm’s length = 49.5cm / 19.5inches
Selling price = Rm 75 only
....My Hobby.....
My hobby is reading. I read story books, magazines, newspapers and any kind of material that I find interesting.
This hobby got started when I was a little girl. I had always wanted my parents to read fairy tales and other stories to me. Soon they got fed up and tired of having to read to me continually. So as soon as I could, I learned to read. I started with simple ABC books. Soon I could read simple fairy tales and other stories. Now I read just about anything that is available.
Reading enables me to learn about so many things that I would otherwise not know. I learned about how people lived in bygone days of magic and mystery. I learned about the wonders of the world, space travel, human achievements, gigantic whales, and other fascinating things of our world.
The wonderful thing about reading is that I do not have to learn things the hard way. For example, I do not have to catch a disease to know that it can kill me. I know the danger so I can avoid it. Also I do not have to go deep into the jungle to learn about the tiger. I can read all about it in a book.
Books provide the reader with so much information and facts. They have certainly helped me in my daily life. So I continue to read. Besides being more informed about the world, I also spend my time profitably. It is indeed a good hobby for me..
Tuesday, 22 November 2011
Advantage and Disadvantage of Fast Food
Currently most of people prefer fast foods and foods cooked in microwave oven instead of preparing and cooking homemade foods that takes longer.
In my opinion,the only benefit of eating fast foods and foods cooked in microwave oven is to provide to save time. There are many people who live in rush and have loads to do.. In this case, it's hard to find time to cook a meal. Therefore fast foods and foods cooked in microwave oven emerge as a solution for those people. Since fast food restaurants became widespread, people do not eat balanced and nutritious.
Especially for children, to eat balanced, healthy and nutritious is essential for proper growth. To eat so much fast foods in childhood might cause the growth disorders that might affect on children's psychology as well. Rates of obesity increases inevitably just as proliferation of eating fast foods. In some countries must take measures instantly to prevent this increase. There is the same thought about fast foods too.
All things considered, we can conclude that to eat fast foods cooked microwave ovens is to play with our health for the sake of saving a little time. When we lose our health, neither money, nor time can have it back..
In my opinion,the only benefit of eating fast foods and foods cooked in microwave oven is to provide to save time. There are many people who live in rush and have loads to do.. In this case, it's hard to find time to cook a meal. Therefore fast foods and foods cooked in microwave oven emerge as a solution for those people. Since fast food restaurants became widespread, people do not eat balanced and nutritious.
Especially for children, to eat balanced, healthy and nutritious is essential for proper growth. To eat so much fast foods in childhood might cause the growth disorders that might affect on children's psychology as well. Rates of obesity increases inevitably just as proliferation of eating fast foods. In some countries must take measures instantly to prevent this increase. There is the same thought about fast foods too.
All things considered, we can conclude that to eat fast foods cooked microwave ovens is to play with our health for the sake of saving a little time. When we lose our health, neither money, nor time can have it back..
Thursday, 17 November 2011
Basic Accounting Concepts
Economic Entity
Assumes that business is separate and distinct from its owner and from every other owner. In other words, the records and reports of a business should not include either the transaction or assets of another business or personal assets and transactions of its owner or owners.
Going Concern
Continue to operate in the foreseeable future,using assets to carry operations, and with the exception of merchandise,not offering the assets for sale. Concepts assumes that the business enterprise will have a long life, and it will last long enough to fulfill their objectives and commitments.
Money Measurements
Assumption that the purchasing power of the unit of measure used in the accounting, the RM, does not change. this is done due to the following reasons :
# money is the common denominator
# monetary unit provides an appropriate basis for accounting,measurement, and analysis
# monetary is the most effective means of expressing to interested parties changes in capital, and exchange of goods and services.
Periodicity
measure the assets, liabilities, and owner's equity at a given point in time. Which is usually done al least on an annual basis. To do this income needs to be measured during the intermittent period. Example, January 1 through December 31.
Historical Cost
Accounting is concerned with past events and it requires consistency and comparability that is why it requires the accounting transactions to be recorded. The amount of resources given up to acquire the assets or consume the service or the amount of liabilty incurred.
Consistency
Similar items within a single set of accounts should be given similar accounting treatment. The same treatment should be applied from one period to another in accounting for similar items. This enables valid comparisons to be made from one period to the next.
Accrual or Matching
States that revenue and costs must be recognized as they are earned or incurred, not as money is received or paid. They must be matched with one another so far as their relationship can be established or justifiably assumed, and debit with in the profit and loss account of the period to which they relate.
Realization
The revenue is earned when the goods are transferred. It means that profit is deemed to have accrued when property goods passes to the buyer or when sales are made.
Dual Aspect
Every change in one element of an entity (assets,liabilities, equity) is accompanied by another change similar amount, but in an opposite direction. This principle underlies the basis of double-entry book-keeping.
Materiality
Some items disclosed in accounts are regarded as particular sensitive and even a very small misstatement of such an item would be regarded as material.
Prudence
Revenues and profits are not anticipated. They are recognized in the profit and loss account only when realized either in the form of cash or of other assets.
Assumes that business is separate and distinct from its owner and from every other owner. In other words, the records and reports of a business should not include either the transaction or assets of another business or personal assets and transactions of its owner or owners.
Going Concern
Continue to operate in the foreseeable future,using assets to carry operations, and with the exception of merchandise,not offering the assets for sale. Concepts assumes that the business enterprise will have a long life, and it will last long enough to fulfill their objectives and commitments.
Money Measurements
Assumption that the purchasing power of the unit of measure used in the accounting, the RM, does not change. this is done due to the following reasons :
# money is the common denominator
# monetary unit provides an appropriate basis for accounting,measurement, and analysis
# monetary is the most effective means of expressing to interested parties changes in capital, and exchange of goods and services.
Periodicity
measure the assets, liabilities, and owner's equity at a given point in time. Which is usually done al least on an annual basis. To do this income needs to be measured during the intermittent period. Example, January 1 through December 31.
Historical Cost
Accounting is concerned with past events and it requires consistency and comparability that is why it requires the accounting transactions to be recorded. The amount of resources given up to acquire the assets or consume the service or the amount of liabilty incurred.
Consistency
Similar items within a single set of accounts should be given similar accounting treatment. The same treatment should be applied from one period to another in accounting for similar items. This enables valid comparisons to be made from one period to the next.
Accrual or Matching
States that revenue and costs must be recognized as they are earned or incurred, not as money is received or paid. They must be matched with one another so far as their relationship can be established or justifiably assumed, and debit with in the profit and loss account of the period to which they relate.
Realization
The revenue is earned when the goods are transferred. It means that profit is deemed to have accrued when property goods passes to the buyer or when sales are made.
Dual Aspect
Every change in one element of an entity (assets,liabilities, equity) is accompanied by another change similar amount, but in an opposite direction. This principle underlies the basis of double-entry book-keeping.
Materiality
Some items disclosed in accounts are regarded as particular sensitive and even a very small misstatement of such an item would be regarded as material.
Prudence
Revenues and profits are not anticipated. They are recognized in the profit and loss account only when realized either in the form of cash or of other assets.
Saturday, 12 November 2011
Men VS Woman
Men and women are NOT alike. Sure, you thought you already knew that but now I have a proof!
Sex:
Women prefer 30-45 minutes of foreplay. Men prefer 30-45 seconds of foreplay. Men are consider driving back to her place as part of the foreplay.
Maturity:
Women mature much faster than men. Mostly 17 years old for females can function as adults. Most 17 years old males are still trading baseball cards and giving each other wedgies after gym class. This is why high school romances rarely work.
Comedy:
Let's say a small group of men and women are in a room, watching television, and an episode of "The Three Stooges" comes on. Immediately, the men will get very excited and they will laugh uproariously, and even try to imitate the actions but the women will roll their eyes and groan and wait it out.
Groceries:
A woman makes a list of things she needs and then goes to the store and buys these things. A man waits till the only items left in his fridge are half a lemon and something turning green. Then he goes grocery shopping. He buys everything that looks good. Of course, this will not stop him from going to the 10 items or less lane.
Going out:
When a man says he is ready to go out, it means he is ready to go out. When a woman says she is ready to go out, it means she WILL be ready to go out, as soon as she finds her other earring, finishes putting on her makeup and so on....
Cats:
Women love cats. Men say they love cats, but when women are not looking them, they will kick that cats. It's so sad...
Menopause:
When a woman reaches menopause, she goes through a variety of complicated emotional, psychological, and biological changes. The nature and degree of the changes varies with the individual. Menopause in a man provokes a uniform reaction such as ,he buys something that can look them stylish and famous..
Offspring:
A woman knows all about her children. She knows about dentist appointments, soccer games, romances, best friends, favorite foods, secret fears, hopes and dreams but a man is vaguely aware of some short people living in the house.
Cheerleaders:
Female cheerleaders are cute and sexy but for male cheerleaders I think it would be a scary thing..
Toys:
Little girls love to play with toys. Then, when they reach the age of 11 or 12, they lose interest. Men never grow out of their obsession wih toys. As they older, their toys simply become more expensive and impractical. Examples of men's toys that are popular now is angry bird...
Thursday, 10 November 2011
Cooperactive Insurance
Insurance is one of the means people have used for ages to deal with the consequences of damages, risks, and disasters which befall them in order to alleviate their impact or to avoid them completely. Insurance has developed to cover most economic activities such as commerce, industry, and agriculture. People resort to insurance even though it might not be compulsory by law. For example, insurance against public liability resulting from car accidents is compulsory in reality because people have no means, except insurance, as an
effective guarantee against risks to which they are exposed..
Cooperative Insurance is generally based on the concept that the negative impact of a specific incident is distributed among a group of persons instead of making the person who experienced the loss to bear its results alone. The means to achieve this is to establish a common fund to which everyone exposed to a specific risk may contribute in such a way that indemnity will be paid from that fund. In this type of insurance, the Insured seeks guarantee from a group of persons who are participants in the insurance. At the same time he supports other members when they are faced with losses. Members who share in this insurance insure each other's losses on the basis of legitimate cooperation
and Takaful.
Cooperative Insurance has two types: the first is the old simple type which takes the form of a Cooperative Society comprising a specific group of persons to avert risks resulting from a specific incident. Each member pays an amount of money in order to compensate any member exposed to a risk insured against. The compensation is settled from the total sum of premiums. If an amount of premium is left, it will be repaid to the members; if premiums are not sufficient,then additional premiums will be collected from them. This kind of Cooperative Insurance is called Simple Cooperative Insurance,which is the subject of this chapter. The second type of Cooperative Insurance is the Simple Cooperative Insurance.When this type is managed by a specialized company in its capacity as an agency , it is called the Islamic Insurance Company. We have called this kind of insurance Compound Cooperative Insurance.
Functions of Cooperative Insurance
1. It achieves security for the Insured :
If properties are insured and the risk occurs, the insurance company gives to the Insured the compensation agreed upon between them in the insurance contract. This compensation enables the victim to restore the results of the damage and losses which befell him. In case of third party liability, the insurance company gives the Insured, when the danger occurs, the necessary compensation in accordance with the insurance contract in order to indemnify him of the amount of money he paid because of his civil liability for the accident. The same procedures apply to insuring people. The insurance company gives the Insured the compensation to which it committed itself according to the insurance contract signed by both of them.
2. It earns legitimate gain:
Cooperative Insurance is a legitimate way for earning gain and profit to the Insured, to the insurance company which runs the insurance operations on the basis of an agency for fixed fees, and to the employees of the company.
As for the Insured, they will earn profits because the insurance company invests
what is available of the insurance premiums in legitimate ways as a Mudareb. Profits which are earned are divided between the company and the Insured,since they are the proprietary, according to the percentage agreed upon beforehand in the contract.
3. Islamic Insurance Companies are considered one aspect of the appropriateness and usefulness of the esteemed Islamic Sharia for all ages.
Islamic Sharia is able to keep pace with recent events. It has the ability to deal with everything new and to pass legitimate judgment appropriate for it. Consequently, Cooperative Insurance becomes the substitute for Commercial Insurance. Thus, it opens wide horizons for purposeful study and research. In addition, it contributes to the activation of the jurisprudence of business transactions and transfers it from its theoretical form to its practical reality.
4. It contributes to the building and prosperity of the economy and to the
growth of economic enterprises:
(a) developing and investing the shareholders' and the Insured's funds in legitimate ways;
(b) recompensing losses by maintaining the things which are insured, guaranteeing the performance of the functions of those things and preventing them from being ineffective or unproductive items. When the insured risk occurs, the insurance company pays the Insured the compensation agreed upon in the contract to enable him to replace the damaged items by other items which can perform the same functions;
(c) creating many job opportunities, and thus limiting unemployment;
(d) finding means of respectful living in case of illness and disability;
(e) maintaining insurance funds and savings in the country where Islamic Insurance Companies are established and investing these funds for the benefit of the citizens.
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